Mon. May 25th, 2026
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HOW MOBILE BANKING WORKS IN A FRAUD INFESTED COUNTRY

 

you know the stress it takes tto get an ATM card and ACTIVATE IT or  GET INTERNET BANKING ACTIVE   ?  VERY VERY RIGOROUS YOU HAVE TO GO TO THE BANK PHYSICALLY !  ! BUT FOR MOBILE BANKING APP YOU WONT BELIEVE IT … READ ON

 

SHOCK Scam Alert – Do you know most Banks in Nigeria have separate Access Login and passwords for their Mobile Banking Apps and Internet Banking To The Same Accounts ???

Do you know Thats Like having Two Sets Of Keys THAT WORK for One Door into your house ?

In a Scam Infested Nation Like Nigeria Is this happening ?

YES !

Do you know in less than ten Minutes you can download a Mobile Banking App To ANY PHONE and all you need is this

1. Pin number
2. Account Number
3. OTP

and in moments from ANY PHONE THEY CAN HAVE ACCESS !
now lets get busy

your pin number is used Every Where It is Easy to get Too easy !

2as People no longer Bother with ATMS They use POS Systems which Every Tom Dick and Harry has access to …

1. Process

Download Mobile App on any phone

It will prompt you for account number and OTP sent to your phone
Your Account Number is EASY

ok the OTP you think it sends it your phone and ties it to your PHONE ? NO !

All they need is to see your OTP you think its hard ? NO !

and if per adventure your phone is not with you for a split second like when you show your Phone to a sales person when a txn is declined on POS to prove that the bank debited you and in that moment they can quickly open your SMS and see the OTP reequested by SOMEONE ELSE ON ANOTHER PHONE for your Mobile Banking and in most cases its less than 6 digits easy to remember and the BANK The Mobile App will ALLOW ACCESS INTO YOUR ACCOUNT !

and you are there Thinking That When you do Mobile Banking The Bank Makes Sure it is your Number on the Phone From the OTP recieved ! NO THEY DONT !

so the scammer Gets in to your Account ! in less than Ten Minutes ! IN A FRAUD INFESTED COUNTRY !  THIS IS HOW MOBILE BANKING WORKS !

DO YOU ALSO KNOW THAT ONCE YOU LOGON ONCE INTO YOUR MOBILE APP THAT IS IT ANY TRANSACTION CAN HAPPEN AND IT WONT ASK FOR OTP AGAIN !

THE SCAMMER WILL JUST HAVE YOUR ACCOUNT ON HIS PHONE and do TXNS anytime he likes on HIS PHONE with out THE BANK APP ASKING FOR ANY OTP AGAIN !

and do you also Know That MOBILE banking is AUTOMATIC FOR EVERYONE even though you dont request for it ! WOW ??? YES WOW !

Do you know a Popular Nigerian Bank had Another Twitter Handle with over 60,000 Comments etc For Customer Support with a Whatsapp Number That was used to direct Unsuspecting customers to a site to submit their Pins for authentication and also told to check their phones for OTPs to verify Them ? These OTPs were used to gain access into the Mobile Apps of such users !

and guess what the attackers do NOT send money to any account they use your money to buy Bet9ja etc Coupons direct from the Mobile APP !

do you know the Number that was used on the FAKE Twitter Account was NOT BLOCKED BY SUCH BANKS but it is still operating TODAY !

The SCAM WAS DETECTED OVER TWO MONTHS AGO ! AND THAT NIGERIAN NUMBER IS STILL WORKING ON WHATSAPP !

if i was you I WILL GO TO MY BANK AND TELL THEM WHY IS MOBIL BANKING ENABLES BY DEFAULT FOR EVERONE !

www.anakyst.com lets help you out

IF you have to go to the Bank to get an ATM card WHY IS IT SO EASY FOR ANY ONE IN LESS THAN TEN MINUTES GAIN ACCESS TO YOUR BANK ACCOUNT FROM ANYWHERE IN THE WORLD ! WITHOUT PHYSICIAL VERification of any KIND !

WE WILL PUBLISH THE NAMES OF THE BANKS AND SOME PHONE NUMBERS DOING THIS  WHO DOES THIS ?  YOU WILL BE SURPRISED !

NUMBER ONE BANK

 

UNITED BANK FOR AFRICA

THESE ARE QUESTIONS FOR Mr TONY ELUMELU’s UBA BANK A SCAMMERS PLAYGROUND !

https://twitter.com/ubacaares  was THE SCAM TWITTER ACCOUNT !

 

This Bank was Warned SINCE September But this Phone Number is Still live ON WHATSAPP !

 

0812 672 5880 and UBA CARES ???  CARELESS SCAMMERS PLAYGROUND TAKE YOUR MONEY OUT WHILE YOU CAN !

 

 

 

By admin

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From Tramadol to Canadian to Exol-5 The New Drug Destroying Nigerian Youths An Investigative Article .From Tramadol to Canadian to Exol-5: The New Drug Destroying Nigerian Youths An Investigative Report on the Shifting Landscape of Substance Abuse in Nigeria Nigeria faces a severe and evolving drug crisis, particularly among its youth. What began with the widespread abuse of Tramadol has progressed through mixtures like “Canadian” to newer pharmaceutical diversions such as Exol-5. This shift reflects deeper issues: easy access to prescription drugs, weak regulation, socioeconomic pressures, and aggressive street-level marketing. NDLEA operations and health studies reveal a public health emergency that threatens an entire generation. Phase 1: The Tramadol Epidemic (2010s–Early 2020s) Tramadol, a synthetic opioid prescribed for moderate to severe pain, became Nigeria’s most notorious street drug. Cheap, potent, and widely smuggled (often from India and other Asian countries), it offered users energy, euphoria, and pain relief — appealing to commercial drivers, laborers, students, and young men seeking confidence or stamina. Scale of the Problem: Millions of tablets seized annually by NDLEA. High prevalence among young males aged 15–35. Linked to increased crime, sexual violence, organ damage (kidney failure, seizures), and mental health breakdowns. Contributed to broader opioid misuse alongside codeine cough syrups. Government responses included tighter import controls and public awareness campaigns, but these only displaced demand to other substances rather than eliminating it. Phase 2: The Rise of “Canadian” (Mid-2020s) “Canadian” or “Canadian Loud” emerged as a popular code for high-grade cannabis (often indica-dominant strains) or cannabis mixed with other synthetics. It gained traction as users sought alternatives or combinations to Tramadol’s effects. This phase marked a move toward imported or locally cultivated premium weed, sometimes laced with stronger chemicals. Youths in urban centers like Lagos, Kano, Jos, and Onitsha embraced it for its perceived “cleaner” high compared to opioids. However, it fueled polydrug use — combining cannabis with opioids, sedatives, or alcohol — amplifying health risks. Phase 3: Exol-5 – The Current Threat (2024–2026) Exol-5 (Benzhexol Hydrochloride / Trihexyphenidyl 5mg), originally a prescription medication for Parkinson’s disease and drug-induced movement disorders, has become the latest pharmaceutical being heavily abused. Why Exol-5? Euphoric Effects: Users report intense euphoria, hallucinations, and a sense of detachment — making it attractive as a cheap “upper” or escape. Accessibility: Sold over-the-counter or on the black market despite being a controlled prescription drug. NDLEA has seized millions of pills in single operations (e.g., 3.1 million pills in Kano in late 2024, and over 5.6 million combined with Tramadol in other busts). Street Names: Exol, Artane, Benzhexol, “Farin Mallam” (in Northern Nigeria). Demographics: Prevalent among youths, laborers, and even psychiatric patients who divert prescriptions. Studies show abuse rates as high as 25% among certain outpatient groups. Health Consequences: Anticholinergic toxicity: Confusion, dry mouth, blurred vision, urinary retention, constipation, and in high doses — delirium, psychosis, seizures, and heart issues. Long-term: Cognitive impairment, addiction, exacerbated mental health disorders. Often mixed with Tramadol, codeine, or cannabis, creating dangerous synergies. In cities like Jos, Exol-5 sits alongside diazepam, Rohypnol, and Tramadol on street markets, easily available to teenagers and young adults. Why This Evolution Continues Supply-Side Failures: Porous borders, corrupt officials, and overproduction of pharmaceuticals enable diversion. Demand Drivers: Unemployment, poverty, peer pressure, trauma, and the pursuit of performance enhancement (e.g., for “hustle” culture). Weak Regulation: Many pharmacies sell restricted drugs without prescriptions. Online and street vendors fill gaps. Displacement Effect: Cracking down on one substance (Tramadol/codeine) pushes users and dealers toward the next available option. NDLEA reports ongoing large seizures, but the problem persists due to high profitability and low risk for mid-level distributors. Broader Impacts on Nigerian Youths Education: Increased dropout rates and poor academic performance. Mental Health: Rising cases of psychosis and depression. Economy: Lost productivity among the working-age population. Crime and Violence: Drug-fueled robberies, cultism, and family breakdowns. Public Health System Strain: Overburdened hospitals treating overdoses and chronic complications. Young people aged 15–39 remain the hardest hit, with national surveys showing drug use prevalence significantly above global averages. What Must Be Done Stronger Enforcement: Consistent prosecution of corrupt enablers and large-scale traffickers. Regulation: Crackdown on rogue pharmacies and better tracking of prescription drugs. Prevention & Rehabilitation: School programs, community outreach, and expanded treatment centers (currently woefully inadequate). Economic Alternatives: Address root causes like youth unemployment. Public Awareness: Honest campaigns highlighting real dangers of “Exol-5” and similar drugs. Conclusion From Tramadol’s opioid grip to “Canadian” cannabis culture and now Exol-5’s anticholinergic highs, Nigeria’s drug crisis is mutating faster than responses can contain it. Exol-5 represents the dangerous new frontier — a legitimate medicine turned youth destroyer due to misuse and greed. Without urgent, multi-layered intervention — combining supply disruption, demand reduction, and socioeconomic support — an entire generation risks being lost to addiction. The time for half-measures is over. Nigeria’s future depends on winning this fight.