Mon. May 25th, 2026
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CAN SOMEONE AT UBA OR HEIRS HOLDINGS PLEASE ANSWER THIS

NUMBER ZERO QUESTION

HOW CAN A SCAMMER WITH A CUSTOMERS SAVINGS ACCOUNT CORRECT DEBIT CARD PIN OPEN MOBILE BANKING AND ACCESS BOTH YOUR SAVINGS AND CURRENT ACCOUNTS ??? WHEN YOU CAN ONLY WITHDRAW FROM THE SVINGS ACCOUNT ON POS ???

AS I HAD ON THE 12th OF OCTOBER Sent an Emai asking

1.how can someone be logging into my mobile banking when I COULD NOT LOGIN TO IT NOR HAD IT INSTALLED ON MY PHONE ?

2.HOW CAN IT BE MOBILE BANKING IF YOUR PHONE NUMBER IS NOT TIED WITH YOUR ACCOUNT ???? IS IT NOT SUPPOSED TO SHUT THE ACCOUNT WHEN IT NOTICES A LOGIN FROM A DIFFERENT PHONE OR PHONE NUMBER ?

THAT IS EXACTLY WHAT HAPPENED TO ME A CUSTOMER SAID !
THAT IS NOT MOBILE BANKING BUT INTERNET BANKING !
THE DEVELOPERS OF YOUR APP NEED TO BE TAKEN TO COURT !

3.HOW CAN SOMEONE ELSE WITH ANOTHER SIM CARD ANOTHER PHONE NUMBER  ANOTHER PHYSICAL PHONE DOWNLOAD THE UBA APP

USE YOUR VALID DEBIT CARD  PIN AND ACCESS YOUR BANK ACCOUNTS  !

4.DOES THE UBA APP NOT CHECK THE PHONE NUMBER IS THE SAME PHONE NUMBER  ?
AND IT ALLOWS ALL SUBSEQUENT LOGINS AND TRANSACTIONS TO BE DONE WITHOUT ASKING FOR ANOTHER OTP FROM THEN ON FROM YOUR VALID PHONE NUMBER  !
5.THE LOGIN DETAILS FOR INTERNET BANKING AND MOBILE BANKING ARE DIFFERENT !  AND THE PERSON GETS VERIFIED WITHOUT YOU GETTING AN EMAIL OR A CLEAR WARNING THAT IS THAT YOU ???
WITH JUST YOUR PIN  THAT YOU DONT EVEN USE FOR INTERNET BANKING ONLY FOR YOUR CARD TIED TO ONE ACCOUNT
THE PERSON HAS ACCESS TO ALL YOUR ACCOUNTS !

NO  WARNING THAT SOMEONE REGISTERED FOR MOBILE BANKING ON A DIFFERENT PHONE AND HAS LOGGED ON ! AND IS USING IT !
AND HOW CAN THIS GO ON FOR ALMOST THREE WEEKS !  WHILE YOU ARE USING INTERNET BANKING AND HAVE COMPLAINED BITTERLY YOU CANT ACCESS MOBILE BANKING  AND THEY TELL YOU NOTHING !

THESE ARE QUESTIONS FOR Mr TONY ELUMELU’s UBA BANK A SCAMMERS PLAYGROUND !

https://twitter.com/ubacaares  was THE SCAM TWITTER ACCOUNT !

 

This Bank was Warned SINCE September But this Phone Number is Still live ON WHATSAPP !

 

0812 672 5880 and UBA CARES ???  CARELESS !

 

By admin

You missed

From Tramadol to Canadian to Exol-5 The New Drug Destroying Nigerian Youths An Investigative Article .From Tramadol to Canadian to Exol-5: The New Drug Destroying Nigerian Youths An Investigative Report on the Shifting Landscape of Substance Abuse in Nigeria Nigeria faces a severe and evolving drug crisis, particularly among its youth. What began with the widespread abuse of Tramadol has progressed through mixtures like “Canadian” to newer pharmaceutical diversions such as Exol-5. This shift reflects deeper issues: easy access to prescription drugs, weak regulation, socioeconomic pressures, and aggressive street-level marketing. NDLEA operations and health studies reveal a public health emergency that threatens an entire generation. Phase 1: The Tramadol Epidemic (2010s–Early 2020s) Tramadol, a synthetic opioid prescribed for moderate to severe pain, became Nigeria’s most notorious street drug. Cheap, potent, and widely smuggled (often from India and other Asian countries), it offered users energy, euphoria, and pain relief — appealing to commercial drivers, laborers, students, and young men seeking confidence or stamina. Scale of the Problem: Millions of tablets seized annually by NDLEA. High prevalence among young males aged 15–35. Linked to increased crime, sexual violence, organ damage (kidney failure, seizures), and mental health breakdowns. Contributed to broader opioid misuse alongside codeine cough syrups. Government responses included tighter import controls and public awareness campaigns, but these only displaced demand to other substances rather than eliminating it. Phase 2: The Rise of “Canadian” (Mid-2020s) “Canadian” or “Canadian Loud” emerged as a popular code for high-grade cannabis (often indica-dominant strains) or cannabis mixed with other synthetics. It gained traction as users sought alternatives or combinations to Tramadol’s effects. This phase marked a move toward imported or locally cultivated premium weed, sometimes laced with stronger chemicals. Youths in urban centers like Lagos, Kano, Jos, and Onitsha embraced it for its perceived “cleaner” high compared to opioids. However, it fueled polydrug use — combining cannabis with opioids, sedatives, or alcohol — amplifying health risks. Phase 3: Exol-5 – The Current Threat (2024–2026) Exol-5 (Benzhexol Hydrochloride / Trihexyphenidyl 5mg), originally a prescription medication for Parkinson’s disease and drug-induced movement disorders, has become the latest pharmaceutical being heavily abused. Why Exol-5? Euphoric Effects: Users report intense euphoria, hallucinations, and a sense of detachment — making it attractive as a cheap “upper” or escape. Accessibility: Sold over-the-counter or on the black market despite being a controlled prescription drug. NDLEA has seized millions of pills in single operations (e.g., 3.1 million pills in Kano in late 2024, and over 5.6 million combined with Tramadol in other busts). Street Names: Exol, Artane, Benzhexol, “Farin Mallam” (in Northern Nigeria). Demographics: Prevalent among youths, laborers, and even psychiatric patients who divert prescriptions. Studies show abuse rates as high as 25% among certain outpatient groups. Health Consequences: Anticholinergic toxicity: Confusion, dry mouth, blurred vision, urinary retention, constipation, and in high doses — delirium, psychosis, seizures, and heart issues. Long-term: Cognitive impairment, addiction, exacerbated mental health disorders. Often mixed with Tramadol, codeine, or cannabis, creating dangerous synergies. In cities like Jos, Exol-5 sits alongside diazepam, Rohypnol, and Tramadol on street markets, easily available to teenagers and young adults. Why This Evolution Continues Supply-Side Failures: Porous borders, corrupt officials, and overproduction of pharmaceuticals enable diversion. Demand Drivers: Unemployment, poverty, peer pressure, trauma, and the pursuit of performance enhancement (e.g., for “hustle” culture). Weak Regulation: Many pharmacies sell restricted drugs without prescriptions. Online and street vendors fill gaps. Displacement Effect: Cracking down on one substance (Tramadol/codeine) pushes users and dealers toward the next available option. NDLEA reports ongoing large seizures, but the problem persists due to high profitability and low risk for mid-level distributors. Broader Impacts on Nigerian Youths Education: Increased dropout rates and poor academic performance. Mental Health: Rising cases of psychosis and depression. Economy: Lost productivity among the working-age population. Crime and Violence: Drug-fueled robberies, cultism, and family breakdowns. Public Health System Strain: Overburdened hospitals treating overdoses and chronic complications. Young people aged 15–39 remain the hardest hit, with national surveys showing drug use prevalence significantly above global averages. What Must Be Done Stronger Enforcement: Consistent prosecution of corrupt enablers and large-scale traffickers. Regulation: Crackdown on rogue pharmacies and better tracking of prescription drugs. Prevention & Rehabilitation: School programs, community outreach, and expanded treatment centers (currently woefully inadequate). Economic Alternatives: Address root causes like youth unemployment. Public Awareness: Honest campaigns highlighting real dangers of “Exol-5” and similar drugs. Conclusion From Tramadol’s opioid grip to “Canadian” cannabis culture and now Exol-5’s anticholinergic highs, Nigeria’s drug crisis is mutating faster than responses can contain it. Exol-5 represents the dangerous new frontier — a legitimate medicine turned youth destroyer due to misuse and greed. Without urgent, multi-layered intervention — combining supply disruption, demand reduction, and socioeconomic support — an entire generation risks being lost to addiction. The time for half-measures is over. Nigeria’s future depends on winning this fight.